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SWIFT Service bureau

In 1973 239 banks from 15 countries of Europe and Northern America formed a cooperative to “automate the telex” with the purpose of the international network creation for data transmission between financial organizations.

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They called it the Society for Worldwide Interbank Financial Telecommunication (no “s” at the end) – S.W.I.F.T. Today SWIFT is the leading international organization in the sphere of financial telecommunications providing operative, secure and reliable transmission of financial messages worldwide.

SWIFT got encouragement of global financial community, and the concept offered and realized by it, formats and rules of financial information transmission got the status of a standard de facto. The daily volume of messages transmitted via SWIFT network, exceeds 27,2 million messages on a total sum more than 5 billion US dollars.

At present more than 10800 financial institutions in 200 countries are SWIFT Users. The SWIFT community includes banks, broker/dealers and investment managers, as well as their market infrastructures in payments, securities, treasury and trade.




SWIFT takes up a responsibility for exact, full and timely delivery of messages. Any other organization giving a network for data transmission, cannot guarantee it.


The combination of physical and logical measures on safety, and also using of various kinds of enciphering warns an opportunity of message change during its transmission via SWIFT network. Only message’s sender and addressee can read its content.


Message delivery is made for several seconds, and its check and authenticity acknowledgement is carried out automatically. Work in SWIFT network occurs twenty-four hours a day without any holidays and with delivery of messages in a real time mode.


SWIFT standards and technology give an opportunity to create application software for automatic processing of messages. Due to this fact productivity is increased and expenses for manual processing of messages are decreased.