Digital Tenge: White Paper 2025

The National Bank of Kazakhstan and the National Payment Corporation of Kazakhstan announce the publication of the final report on the implementation of a digital currency in the Republic of Kazakhstan, “Digital Tenge: White Paper 2025”

Download White Paper

This document presents the results of the Digital Tenge project as of the end of 2025, including the outcomes of scaling payment scenarios involving government participation, the corresponding development of regulation and business processes, insights gained from pilot projects, and outstanding issues.

The report also outlines the directions for the further evolution of the Digital Tenge ecosystem and key conclusions drawn during the two-year pilot industrial operation of the platform.

The work carried out in 2025 focused on the transition from targeted pilot projects and limited use cases to the full integration of the Digital Tenge into the national payment infrastructure, scaling its use in government-related payments, and preparing for the launch of the platform’s full-scale industrial operation.

In 2025, particular attention was also given to cross-border payments based on central bank digital currencies (CBDCs) and to the development of promising retail use cases. The results obtained demonstrate the significant potential of the Digital Tenge as one of the fundamental elements of Kazakhstan’s national digital financial infrastructure.

The work undertaken also confirmed the technological and operational viability of the Digital Tenge platform and its readiness for industrial deployment. In addition, in 2025, key directions were identified for the further development of Digital Tenge functionality in the areas of programmability and the implementation of smart contracts.

The results achieved make it possible to state that the Digital Tenge platform is ready to be scaled for implementation across all types of public expenditure in accordance with the instruction of the Head of State. The corresponding Roadmap is planned to be presented in April 2026